Florida Mortgage · Real Estate · Investments

Your best
rate. Found.

Licensed mortgage originator through C2 Financial — the #1 independent broker network in the US. I shop 100+ wholesale lenders so you get rates your bank will never show you. $0 application fee. Pre-approval in 24 hours.

100+ Lenders
competing for you
$0 Application
fee
24hr Pre-approval
turnaround
1 Point of contact
start to close

Why not
your bank?

When you go to your bank, you get their products at retail pricing. As your independent mortgage broker through C2 Financial, I access wholesale rates across 100+ lenders — rates that aren't available to the public. One application. Many options. I work for you, not the bank.

Schedule a free consultation →
Going to your bank
Working with Nick
One lender, one rate — take it or leave it
100+ lenders competing for your loan
Retail pricing — lenders charge more direct
Wholesale pricing — often significantly lower
Loan officer works for the bank
I work for you — my job is your best deal
Denied? Start over with a new lender
One application, many options
Call centers, long hold times
Direct line to me, start to close
What I offer
Purchase
Conventional & FHA
3–20% down. Wholesale pricing across 100+ lenders — not retail bank rates. Pre-approval in 24hrs.
Investment
DSCR loans
Qualify on rental property cash flow, not personal income. Built for investors. LTR and STR eligible.
Luxury
Jumbo financing
Above-conforming loan amounts for high-value Florida and NY properties. Tailored underwriting.
Self-employed
Bank statement loans
12–24 months of deposits instead of tax returns. For entrepreneurs and investors who write off aggressively.
Government
VA & FHA programs
0% down for eligible veterans. FHA at 3.5% down for 580+ credit. Full government-backed program access.
Equity
Cash-out refinance
Tap existing equity to fund acquisitions, renovations, or your NY-to-FL move. Rate-and-term refi also available.
Nick Grisanti · NMLS #2719729 · FL #LO138662 · C2 Financial Corporation · NMLS #135622 · FL #MBR3519 · OH #RM.804919.000 · TN #2719729 · Equal Housing Lender · All loans subject to credit approval · Not a commitment to lend · Any credit inquiry disclosed before it occurs · Verify on NMLS ›

Let's find
your rate.

Whether you're buying a primary home, financing an investment property, or relocating from New York — reach out directly. No call centers, no handoffs. Free consultation, no obligation.

Buy. Sell.
Relocate.

Florida licensed broker serving buyers, sellers, and investors. I finance what I sell — one operator handles your property and your mortgage, with zero coordination gaps. NY transactions handled in-house through Grisanti Family Real Estate.

Florida buyer representation
Full-service buyer's agent across South FL, Tampa Bay, Gulf Coast, and Central Florida. In-house financing available.
FL licensed
Florida seller representation
Pricing strategy, marketing, and negotiation to move your property at maximum value.
FL licensed
NY → FL relocation
Sell NY, buy FL, finance it — one family operation. Both states handled in-house through Grisanti Family Real Estate.
Both markets
Investment acquisitions
Cash-flowing multifamily, vacation rentals, and STR plays. Underwriting support and DSCR financing in one conversation.
Investor-led
New York brokerage
NY transactions handled in-house through our New York-licensed team, Grisanti Family Real Estate.
In-house
Florida Broker License BK3592554 · LOKATION Real Estate · NY transactions facilitated through Grisanti Family Real Estate
Portfolio
Discuss a deal →
Principal

Nick Grisanti

MLO · FL Broker · Multifamily Investor

Nick's work centers on mortgage origination and value-add real estate across Florida and the Southeast — active in lending, acquisitions, and asset management, with a focus on finding the right financing for every deal.

A background of 20 years in financial-services IT gives Nick a systems-driven approach: precise underwriting, clear communication, and no surprises at the closing table. As an active investor himself, he understands what good financing actually looks like from the borrower's side.

NMLS #2719729 · FL #LO138662 · FL Broker BK3592554 · LOKATION Real Estate

Nick Grisanti
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